Category: Biz Reno

Mortgage Loans 101: The Basics Of An FHA Loan

By Salena Decena 17/04/2019 Off

When it comes to mortgage loans, you can get overwhelmed for its many types. Most people think that when you say mortgage loan, there’s just one. But the truth is, there are many types of mortgage loans. If you are a first-time home buyer and you are looking for the best deal, then you better get to know about the most common types of mortgage loans to understand which one is best for you.

We have conventional and government-insured loans. When we say traditional, it is the standard type of mortgage loan. It often requires at least twenty percent down payment. It also has a higher interest rate as compared to government ones. The good thing about this kind of loan is you can get approved quickly.

On the other hand, government-insured loans are often better. They have flexible repayment terms, low-interest rates and low down payment. The downside … Read More

Workplace Safety – An Issue We Should All Be Aware Of

By Salena Decena 23/02/2019 Off

When you think of safety equipment and workplace safety you may think of workplaces such as factories and laboratories – the kind of environments where you’d expect to find hard hats, safety glasses and other items of vital safety equipment. What is often overlooked are the items of safety equipment and general awareness of other hazards in the workplace and this means the environments you may not expect to be fraught with danger such as an office or shop.

There is obviously the common safety equipment we’ll see in all workplaces such as fire extinguishers and first aid kits as these can both be required in an emergency. Fire extinguishers in particular can come in many different types which are able to combat particular varieties of fires from paper and wood based fires to electrical fires. Using the wrong kind of extinguisher can be at best ineffective and in some … Read More